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Life Insurance

Browse all life insurance updates from AmeriLife.

IUL Planning for High-Income Clients Starts Before Year-End

By Jason Mickool Year-end planning has a way of turning every strategy into a deadline. Indexed universal life (IUL) insurance is especially vulnerable to that treatment because its tax advantages sound compelling to those who have already filled their traditional retirement buckets. But IUL isn’t a last-minute tax deduction. Premiums generally aren’t deductible, and the …

October 2026Read more →

What Group Life Insurance Really Covers (and Why It May Not Be Enough)

By Joe Brandau Millions of employees wrongly assume their workplace benefits fully protect their loved ones. Life Insurance Awareness Month provides an opportunity every September to challenge this widespread assumption and spark meaningful conversations about financial security for loved ones. Most working adults are content to carry basic group coverage from their job, yet industry …

September 2026Read more →

More Than Money: Why Stay-at-Home Parents Need Life Insurance Too

By Mark Milbrod A household can depend financially on someone who never earns a salary. Stay-at-home parents provide childcare, transportation, meals, household management, educational support, and countless hours of work that never appear on a paystub or financial statement. Yet if that parent died, many of those responsibilities would still need to be handled. Some …

September 2026Read more →